Chris PedelJan 20, 20203 minVulnerable Client Policy It is complex to identify a vulnerable client as there are many different situations; the vulnerability may not be permanent and not...
Christopher PedelAug 7, 20192 minLooking after your family's futureHere we look at some situations where clients comfortable with the associated risks could benefit from Business Property...
Nichola DaxMay 17, 20184 minPrivacy NoticeThis privacy notice explains how we use any personal information we collect about you. What information do we collect about you? We...
Stephen FehnertDec 6, 20171 min7 SIGNS YOU SHOULD SPEAK TO A FINANCIAL ADVISER1. You're fed up with low interest rates and want your money to work harder. 2. You're about to receive a windfall. 3. You're not sure...
Nichola DaxNov 23, 20172 minAUTUMN BUDGET SUMMARY-2017The main highlights of the Autumn Budget are as follows, Income Tax The personal allowance will increase from £11,500 to £11,850 from 6...
Christopher PedelJul 17, 20172 minDRAWDOWN AND THE SECOND LIFETIME ALLOWANCE TESTWith the Lifetime Allowance (LTA) at just £1m and more clients choosing drawdown, the second LTA test has become a key planning...
Christopher PedelMay 15, 20171 minPENSIONS AND LIFETIME ISA DEATH BENEFITS COMPAREDPensions have advantages in relation to death benefits. The benefits from a pension are normally outside of the member's inheritance tax...
Christopher PedelMay 15, 20172 minAN INTRODUCTION TO THE RESIDENCE NIL-RATE BANDFrom this April, the residence nil-rate band will be available on death where an individual is leaving their residence to direct...
Christopher PedelJan 30, 20161 minIHT WARNING - TRANSFERS FOR MEMBERS IN ILL HEALTHThere's a potential IHT trap for members who are considering transferring their death benefits out of a DB scheme because they're in ill...
